Making Dreams a Reality
Off Shore Marine, a family-run boat dealership founded in 1986, had a vision to grow—but needed a banking partner who understood their goals. When larger banks couldn’t provide the personalized support they needed, they turned to First Hope Bank.
Through close collaboration and creative problem-solving, First Hope helped Off Shore Marine secure financing for a new facility, even though the project went beyond typical lending boundaries. By prioritizing relationships over red tape, First Hope made the expansion possible—giving Off Shore Marine the space and support to continue growing for generations to come.
This is just one example of how First Hope Bank partners with local businesses to turn ambitious ideas into reality. Whether you're expanding, launching, or reimagining your business, we're here to help make your dream happen. Let’s build something together.
🏢 About the Client
Off Shore Marine was founded in 1986 by Lou Cecchini, who turned a passion for the marine industry into a thriving business. Starting from modest roots, Lou and his wife built the business together — he handled the mechanics and sales, while she managed the books and phones. Over time, their sons joined the business, including Kevin Cecchini, who now serves as Sales Manager. Together, the family has grown Off Shore Marine into one of the top boat dealerships in the country.
⚓ The Challenge
With Off Shore Marine’s reputation and customer base continuing to grow, Lou and Kevin knew it was time to expand their physical footprint. They envisioned a new facility that would not only meet today’s demand but position the business for future growth.
However, Lou found the commercial lending process with larger banks frustrating and impersonal. Multiple layers of communication slowed the process and made it difficult to get direct answers.
💡 The First Hope Bank Solution
A recommendation from a customer led Lou to First Hope Bank — and to Deena, a Commercial Loan Officer who immediately took the time to understand the full scope of Off Shore Marine’s plans.
Although the request fell outside the bank’s traditional lending scope, Deena and the team took a thoughtful, personalized approach. They evaluated the business, listened to Lou’s concerns, and designed a creative lending solution that made the new facility possible.
📈 The Results
With financing in place, Off Shore Marine constructed a brand-new, modern facility — thoughtfully designed to support long-term expansion. From day one, the new space transformed their operations and positioned the company for continued success.
🤝 Why It Worked
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Relationship-first banking: Lou and Kevin weren’t treated like account numbers — they were treated like partners.
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Creative lending solutions: The First Hope team didn’t say “we’ve never done that before” — they asked “how can we make this work?”
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Responsive service: Direct access, real conversations, and prompt follow-through made all the difference.
🔑 Looking Ahead
With a state-of-the-art facility and a trusted banking partner in their corner, Off Shore Marine is equipped for whatever comes next — whether it’s more inventory, more staff, or another expansion down the line.
📅 Let's Talk About Your Business Goals
Ready to expand, invest, or build something new? Meet with one of our Commercial Banking Associates to explore flexible lending solutions tailored to your business.